Health insurance coverage might not seem like it is absolutely necessary, but this type of policy can save you lots of money. An unexpected illness or accidental injury can quickly turn into an insurmountable pile of medical bills. Without health insurance, you won’t have any assistance in keeping your expenses reasonably contained.
For many people, health insurance is available at their place of employment, making it easy to obtain coverage without the need to do too much research. In this scenario, only a few insurance plans are offered, so you don’t have a lot of choices.
If you can’t get your health insurance through work, you should compare your options carefully. Look at the deductibles and co-pays as well as the monthly premium. You should also look at other factors such as the need to obtain referrals, coverage outside of your network, prescription costs, and whether or not your current physicians are participating members of the health insurance network you are considering.