Today the number of insurance policies being offered are so numerous that it becomes difficult to know exactly what type of coverage you should be buying. A wide variety of superfluous policies are available including disease insurance flight insurance wedding insurance accidental death insurance, and mortgage life insurance.
Figuring out whether or not you need any of these should only take a few minutes. If you need more time than that, you probably do not need to buy any of these types of insurance. These are the type of policies that only a small percentage of the population buys, and even fewer people actually get to put in a claim against this kind of insurance. If you’ve already obtained life, automobile, health, homeowner’s/renter’s, and disability insurance coverage, you probably do not need anything else. However, the decision should be made according to your personal circumstances